Have you ever gotten into a crash or scared about what would happen if your vehicle got into any crash? In case your car experiences a crash, you can still have a chance to obtain compensation for the repairing and replacement cost from the insurance company. The process of claim begins after the car damage assessment by the insurance company.
In this blog, you will get to know everything about car damage assessment, car damage detection, how it is done, free car damage assessment, everything in and out about car damage assessment.Â
What is a Car Damage Assessment?
In case your car got into a crash and has gone through some damages. The car damage assessment will help you identify all the repairments and replacements needed by your vehicle. It is a very systematic process. The key components of car damage assessment are-
Initial InspectionÂ
It includes the initial inspection of the car by looking at it , it includes checking dents, scratches or broken parts.
Detailed Examination
This includes exterior damage, interior damage and mechanical inspection.
Documentation
Proofs are needed for everything, hence, the whole process of car damage detection is documented. Detailed notes and photographs are taken, it is essential for insurance claims and repair estimates.
Estimate Preparation
After finding the damages, the cost estimation is needed to repair the damage. It majorly includes labor cost, parts cost and total estimate.
Insurance Involvement
If the assessment is done for the insurance claim then all the above formalities are submitted to the insurance company to approve the claim.
Repair Process
The vehicle is sent for repairs. The assessment will be used by the repair shop as a guide to fix the damages.
Final Inspection
Later when the car comes from the repair process, a final inspection is conducted to check whether all the repairs are made and the car is safe to drive.Â
Why Does My Car Need Car Damage Assessment?
If there happened to be a car accident and your car is found damaged, it would be impossible to drive it again. Even if you think you can drive a motor vehicle, you never know about hidden car damages. Car accident damage assessment is a crucial thing, one shouldn’t miss that. Damages may not be visible to naked eyes but they can be dangerous for you and your passengers.Â
There can be faults in your airbag system ,fluid leaks are a possibility or the electric system defilement can affect brakes and can perform many malfunctions. Hidden damages would increase the chance for more accidents in future.
If you have an insurance claim, then the insurance company will go through car damage detection or automated damage identification to know about the damages to your car. The process of car damage assessment helps them to know what parts and the labor the vehicle will need to get fixed. It also helps them identify the estimated cost they will have to give as a claim.
In many cases the insurance companies don’t accept the real condition of the car to save their own money but don’t make this mistake, show them the whole documentation you made and ask for all the expenses in full amount.Â
Where to Get an Estimate on Your Car’s Damage?
In today’s life when everyone is busy with work, a damaged car is the most frustrating and annoying thing to happen. In case your car has gotten some damages and you need to fix them you need to have an estimate. Estimation of time and money both are required. Places you can get estimate on your car’s damage-
- Auto body shops: You can visit the nearest and local auto body shop to seek professional advice from a technician there. They will assess the damage and will let you know about all the damages in detail.
- Dealership: In case your car is in warranty, and you want to replace the damaged parts with the original parts only , you can contact the dealer and get the estimate from the dealership.
- Online estimates: There are many online websites which provide a platform for online estimation of damage occurred to your vehicle. Free car damage assessment is available online via AI. You can go through those websites online and follow the steps for automated damage assessmentÂ
- Insurance company: If you have car insurance, you should contact them for the car damage assessment. They will go through the process and will send you the preferred shop to adjust the damagesÂ
How is the Value of Damage to My Car Assessed After an Accident?
Car damage repairs are expensive hence having an insurance can save you from spending huge amounts at once.Â
If your car has an accident you can claim insurance from the company. Insurance companies will detect the value of damage by a system process, car damage assessment. Initially the car damage assessor comes to check the damage or accepts it by the photos and documentation submitted.
Insurance companies use specialized estimation software to calculate the repair costs including all the factors such as labor, price of parts etc. The car damage assessor also checks the before accident condition of the car and also the market price. At last, they review the amount and focus on deductibles as well which will leave you with comparatively less amount. This approach helps you to get a fair car damage assessment cost.Â
Categories Used to Assess Vehicle Damage
We think damage is what we can see through the outside but it is not true. Vehicles can be damaged in many ways, it can be internal or external, visible or not visible, hence car damage assessment is important. Here are few categories to assess vehicle damage-
- Body damage: It includes all the exterior damage of the car, dents , scratches or any structural damage
- Mechanical Damage: In this category, any damage to engine, transmission, suspension or any other mechanical systems. The adjuster checks if the vehicle operates properly after the accident.
- Electrical Damage: It includes wiring, lights, onboard computers , brakes etc. The damage in the electrical part can affect the functionality of the car.
- Interior damage: Damage happened to the interiors of the car are included in this category, for say dashboard or seats. The adjuster checks for tears, stains or all other damages caused by the accident.
- Glass damage: All the damages happened to windows, windshields and mirrors lie under this category
- Total loss assessment: If the car is damaged awfully and the cost of repairs exceeds the value of the car, hence the vehicle is considered as total loss.Â
How is Spyne the Best Choice for Car Damage Assessment?
Spyne AI is a software which creates clear, transparent and smooth backgrounds for the car images and videos. It creates 3D photos as well so that the viewers can have a better look at the cars and can decide more effectively which car would like to buy. Spyne is the best choice for free car damage assessment-
Cutting Edge Artificial Intelligence
The company utilizes advanced technology of AI machine learning algorithms for the fast and accurate analysis of vehicle images. Such technology enables the detailed and accurate identification of damages ensuring that nothing gets missed.
Time and Cost
As the vehicle damage information is processed through an AI engine, there is a tremendous reduction in time taken. This implies that insurance companies are able to get customers’ claims settled faster and thus both the customers and the institutions are able to gain.
Reliability and Uniformity
Human assessors may be error-prone or hold certain biases; this is however not the case with Spyne’s AI, as it allows for uniform evaluations. Such dependability is essential in ensuring that the appropriate insurance companies make the right choices.
Easy to Use ApplicationÂ
Uploaded images and requested detailed reports can be easily retrieved by the user through the application’s intuitive interface. It makes the assessment procedure much easier for everyone concerned now and in the future.
Conclusion
Moreover, Car damage assessment is basically detecting the damages in your car. It is a crucial part and no one should miss it as if you miss it, it can hurt you or your passengers, loved ones in future. Even after a minor accident or damage due other factors like weather, stray animals etc, a person should go for a free car damage assessment. Car damage detection is not expensive these days as automated car damage detectors, free car damage assessment , vehicle damage reports are available online for free. You just need to follow a few steps to get your car damage assessment done.Â
  
